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Push Bike Insurance NI: Compare cheap Northern Ireland push bike insurance quotes online
Cycling might not be quite as popular in Northern Ireland as it is in London or Cambridge just yet, but according to data from the government’s Continuous Household Survey the push bike is becoming an increasingly popular mode of transport throughout the province.
In fact, more than a third of people in NI now own a push bike, and many of them are worth a surprisingly large amount of money, with a significant number costing upwards of £1,000, while some very high-end road bikes can cost £10,000 or more.
That’s one of the reasons cyclists in Northern Ireland might want to look into taking out a relatively cheap push bike insurance policy to protect their relatively valuable bike.
NI Push Bike Insurance: a straightforward guide
How much does push bike insurance cost in Northern Ireland?
Push bike insurance providers use a range of different variables in their insurance premium calculations, many of which are unique to you – for instance, your location, the crime rate in your area, the type of push bike you own, how much that bike is worth, the type of bicycle lock you use when securing your mountainbike and whether or not that locking device is insurer-approved.
The best plan is to use our NI bicycle insurance comparison system to compare quotes from a range of providers, and then go for the provider that’s offering you the most suitable policy at the most competitive price.
Is push bike insurance a legal requirement in Northern Ireland?
Still, push bike insurance is worth considering even though it isn’t a legal requirement, particularly if you own a high-end push bike that is worth many hundreds or even thousands of pounds.
What does push bike insurance cover?
That depends on particular insurance provider you decide to go with and the kind of policy you take out with them, but many of the best push bike insurance policies will cover you for some or all of the following:
- The risk of theft: Approximately 300,000 bicycles are stolen in the UK each year, and a suitable push bike insurance policy is a relatively cheap way to protect yourself against the risk of your own road bike being stolen.
- The risk of a personal liability claim: There’s a chance a cyclist might be held personally liable if they injure a pedestrian or damage a third party’s property and don’t have suitable insurance in place.
- The risk of personal injury: If you’re injured yourself while riding your bike some road bike insurance policies may include a pay-out to cover medical bills and/or loss of earnings.