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GAP Insurance

Gap insurance provides cover for the difference between a vehicle’s market value and the price paid for the vehicle when new. Below, you can compare gap insurance from CompareNI.com’s directory of specialist insurance providers. If you need annual car insurance, click here.

💷 VEHICLE VALUE: Maximum £150k
COVER TERM: 1-4 years
🚙 VEHICLE TYPE: Car & van
📄 COVER TYPE: Return to invoice & contract hire

Our motor GAP insurance covers the shortfall from your insurance provider’s payout.
Covered in the UK & abroad. Flexible options. Quick online purchase.

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💷 VEHICLE VALUE: Maximum £75k
COVER TERM: 2-4 years
🚙 VEHICLE TYPE: Car & van
📄 COVER TYPE: Return to value, return to invoice & contract hire

New & used cars, cash purchase or financed, covers up to £500 insurance excess.
Instalment plans, Auto Express #1 rated GAP provider.

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🔥🔥🔥Use “QZ11” at checkout for 11% discount.

💷 VEHICLE VALUE: Maximum £125k
ℹ️ COVER TERM: 1-4 years
🚙 VEHICLE TYPE: Car & motorcycle
📄 COVER TYPE: Return to invoice & finance

The UK’s cheapest monthly GAP cover and £750 excess contribution.
Pay Monthly cancel anytime with no fees!

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🔥🔥🔥Use QZ15 at checkout for 15% off single payment products.

💷 VEHICLE VALUE: Maximum £125k
COVER TERM: 1-5 years
🚙 VEHICLE TYPE: Car, van, pick-up & motorhome
📄 COVER TYPE: Return to invoice, return to value, contract hire and vehicle replacement

No limit on mileage for the duration of the policy.
Pay monthly, excess covered, 5 star Defaqto rated policies and over 16k reviews on Trustpilot.

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💷 VEHICLE VALUE: Maximum £75k
COVER TERM: 1-5 years
🚙 VEHICLE TYPE: Cars, vans, motorcycles & motorhomes
📄 COVER TYPE: Combined Return to Invoice, Combined Vehicle Replacement, Finance Gap and Contract Hire

Market leading, 5* rated Competitive Gap Insurance. Cover for drivers over 21 years old only.
Cover for up to £1,000 of your motor excess and 14 days temporary hire car cover.

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💷 VEHICLE VALUE: Maximum £125k
COVER TERM: 1-5 years
🚙 VEHICLE TYPE: Cars, pick ups, vans, motorcycles & motorhomes
📄 COVER TYPE: Combined Return to Invoice, Combined Vehicle Replacement, Finance Gap and Contract Hire

5* rated competitive Gap Insurance with enhanced benefits.
Cover for up to £1,000 of your motor excess and 30 days temporary hire car cover.

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Gap Insurance NI – Find a Policy with CompareNI.com

When you purchase a new car you might want to consider taking out gap insurance. Many people aren’t aware of what gap insurance actually is. Gap insurance is protecting the money you might lose on your car if you were in an accident. If you purchased your car for £5000 on credit and then crashed your car the following year, it might only be worth a market value of £3000. Gap insurance could provide you with the extra money you don’t receive from your car insurance provider. In this case you would still owe £2000 to the car broker but gap insurance could cover that cost for you.


This is why gap insurance Northern Ireland can be useful and help save you money in the long run. Not many people want to think about crashing their car but if you have purchased a car on credit you might want to consider comparing gap insurance quotes online. You may find that gap insurance is not that expensive and it could be worthwhile.

You can find gap insurance with CompareNI using our directory of gap insurance specialists.