Rod Gesturing

Car Finance NI

Best available rates guaranteed

  • Competitive PCP & Hire Purchase quotes
  • Quickly compare offers from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5 Star rated team with expert knowledge
  • Rates from 8.9% APR with a representative APR of 8.9%*

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Inverness, United Kingdom

Easy to use – I literally saved £00’s, and I’d been with same insurance company for years –


United Kingdom

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Car Finance NI: Compare car finance deals

If you’re planning to buy a car on finance there are many lenders you could choose to go with, but checking what car finance deals each one offers has the potential to be a time consuming and frustrating hassle.

But luckily that’s where we come in. has teamed up with Magnitude Finance to take all the hassle out of finding the best Personal Contract Purchase (PCP) and Hire Purchase (HP) car finance deals for your new set of wheels.

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How much does it cost to buy a car on finance?

When you’re agreeing a car finance deal, the total cost of that car loan will depend on the amount being borrowed, the loan duration and the interest rate on that loan. There are various aspects that might affect the term, loan amount and the interest rate you might be offered by a particular lender, including:

Your credit history – If you have a good credit history and have never missed any debt repayments the lender may well offer you a lower interest rate, and might also be willing to lend you more.

Your income – How much you earn will obviously have an impact on what monthly repayment you can afford, so your salary will usually be taken into consideration.

Your monthly expenses – It’s not enough to know how much you earn, because your monthly outgoings will also have an impact on the amount you can afford to repay each month.

How do car finance comparison sites work? has teamed up with Magnitude Finance to help you compare Personal Contract Purchase (PCP) and Hire Purchase (HP) car finance deals from a range of different lenders and choose the loan that’s right for you.

When searching for Personal Contract Purchase (PCP) and Hire Purchase (HP) car finance deals you will be asked to provide some personal information as well as info about the car you want to buy on finance, and you will then be shown the best value for money PCP & HP quotes from their panel of over 20 lenders. You can then choose the quote that best suits your needs and which is affordable in your circumstances.

* Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.