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Multi Bike Insurance NI: compare cheap Northern Ireland bicycle insurance quotes for multiple bikes


Cycling might not be quite as popular in Northern Ireland as it is in London or Cambridge just yet, but according to data from the government’s Continuous Household Survey the bicycle is becoming an increasingly popular mode of transport throughout the province.

In fact, more than a third of people in NI now own a bicycle, and many of the most avid cyclists own multiple bicycles. If that’s you then it might be a good idea to compare multi bike insurance quotes, which would mean all of your bicycles would be covered under the same insurance policy.

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Insuring multiple bicycles in Northern Ireland: a no-nonsense guide

Am I likely to get a discount if I insure multiple bicycles under one policy?

It depends on the bicycle insurance provider you decide to go with, of course, but many providers do offer cyclists a discount if they insure multiple bicycles, which means multi bike insurance can sometimes prove cheaper than insuring each bicycle individually.

Is bicycle insurance a legal requirement in Northern Ireland?

No, whether you own a road bike, a mountain bike, or some other kind of push bike, you are under no legal obligation to take out NI bicycle insurance.

Still, bicycle insurance is worth considering even though it isn’t a legal requirement, and the more bikes you own the more you stand to gain by investing in a multi bike insurance policy.

Does NI multi bike insurance cover bicycle theft?

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Yes, the best bicycle insurance policies should protect the cyclist against the risk of having their bicycle stolen, although it’s worth bearing in mind that a number of security precautions will need to be taken in order for an insurance claim to be valid.

For instance, if the cyclist has informed their insurance provider that they use a ‘Sold Secure’ lock to secure their bike this type of lock will need to be in use when the bike is stolen. Similarly, if the bicycle owner has advised their insurer that they store their bike in a locked garage when it’s at their home it would need to be kept in the garage, otherwise a claim for bicycle theft may well be refused.