NI Driving Tutor Insurance

Northern Ireland Driving Tutor Insurance

Driving tutor insurance is different from regular car insurance or your previously held potential driving instructor (PDI) insurance. If you have just received your green card for qualifying as an approved driving instructor (ADI), you are legally required to get driving tutor insurance in Northern Ireland. 

Honestly, this should be welcome news because now that you have passed your necessary exams and have more experience as a tutor, insurers see you as less of a risk to insure. This means your premiums could potentially be lower depending on the cover you choose. 

You’ll already have noticed the number of regulations around tutoring drivers. This is because of genuine risks to yourself, your pupils and others. There’s no doubt, that learners will make mistakes. But with the right insurer, the risk of this doesn’t have to hang over your head. Northern Irish driving tutor insurance can give you peace of mind that you will be taken care of in the event of an accident. 

Compare Northern Irish driving tutor insurance quotes in minutes. 

Cheap NI Driving Tutor Insurance

Finding cheap NI driving tutor insurance can seem like a daunting task. But like other 

insurance, finding a cheap deal that covers your insurance needs is about shopping around and comparing prices.

At CompareNI.com we are not owned by and do not have any investments in insurance brokers or insurance companies. So you know you are getting a completely unbiased and speedy comparison on your driving tutor insurance.

How much does driving tutor insurance cost in Northern Ireland?

It’s understandable that you want to keep expenses low when looking for cheap driving tutor insurance. However, the cost of this can vary from policy to policy so the quickest way to find out the cost for you is to get a personalised quote from CompareNI.com now.

A few of the factors that affect the cost of your driving tutor insurance include:

• Your claims and conviction history
• Your annual mileage
• Your location
• Whether your vehicle has dual controls
• Your vehicles engine size
• Whether you are working part or full time

How can I get cheaper driving tutor insurance in NI?

There are a number of measures you can take to get cheaper Northern Irish driving tutor insurance. They all boil down to putting yourself, your student and others at as low a risk of damage or accident as possible. 

Here are a few things you can do to help reduce your insurance costs: 

1. Secure your vehicle 

If you park your car on public roads, it can be at risk of theft or damage from passing vehicles. Insurers prefer you to park in a private yard or garage overnight. Installing devices like alarms, immobilisers and tracking systems can also lower costs with some insurers. 

1. Keeping claims to a minimum

If you’ve had a past claim you know it’s not something people usually do unless it’s necessary. But there are things you can do to reduce future claims. For example, keeping your car in a good state of repair and having it regularly serviced means there is less chance of major breakdowns and faults, so you claim less in the long run. 

1. Avoid motoring convictions

As a qualified driving tutor, you’ll be well aware of Northern Irish road laws. So sticking to speed limits, following road signage and not driving under the influence should be easy. Following road laws means fewer convictions and lower insurance premiums. 

1. Shop around for insurance 

CompareNI.com lets you compare NI driving tutor insurance quotes so you have peace of mind that you are getting a good price. Driving schools will often offer PDI and ADI insurance but it’s not always cost effective to buy the first quote you see. 

Does my location affect the cost of my NI driving tutor Insurance?

Yes, insurers will consider your location when setting insurance premiums. In order to provide effective lessons as a driving tutor, you probably spend a lot of your teaching time in towns or cities. These built up, busy areas are seen as more hazardous than rural areas, so could affect your insurance premium.

Your location’s crime rates will also have an impact. For example, Belfast has high crime rates relative to the rest of Northern Ireland, so if you are located there you might see a price increase. You can combat this by parking off the road and avoiding leaving any possessions inside that might entice thieves or malicious damage.

Is driving tutor insurance a legal requirement in Northern Ireland? 

Yes, driving tutor insurance NI is mandatory. This insurance covers a lot more than private car insurance and is tailored to better protect you, your student and your business. The levels of cover included in driving tutor insurance are specific to individual insurers but generally covers necessities like:

• Third-party insurance: This is the minimum coverage required for driving on public roads in Northern Ireland. It covers damage done to another person, their vehicle or property. 

• Any driver insurance: This covers any students when they are driving your car, as long as they have the appropriate provisional licence. In the case that an examiner has to drive your car they will also be covered.
• Hire and reward insurance: This offers protection for your vehicle during commercial use since you will be receiving payment for the driving lessons you provide.

What additional insurance do I need alongside my NI driving tutor insurance?

Whether you are a driving tutor full time or part time, it will be an important source of income that you don’t want to risk. So It’s important to consider all the options of insurance cover and decide which ones you need. 

Some extra levels of cover for driving tutors include:

• Personal accident cover – covers you if you are injured in the event of an accident.
• Passenger liability – covers injury to passengers in your vehicle during a lesson.
• Negligent tuition cover – protects you against any claims your students make as the result of an accident.
• Public liability insurance – covers you and your business if you cause damage or injury as a result of negligence.
• Replacement dual control vehicle cover – replaces your dual control car in case of damage so you can keep working while it is being repaired.
• Dual control coverage – As the name suggests this covers repair or replacement of dual controls.
• Legal expenses – covers legal expenses if you need to take legal action following an accident.

If you are concerned about the levels of cover included in your NI driving tutor insurance policy you can use our quote form and receive a call from insurers who can talk you through the specifics before you commit to a policy or price.

Can a price comparison site help me find cheaper driving tutor insurance than a specialist broker can? 

As a driving tutor, it can be intimidating to have so much responsibility for yourself and others, especially when you are just starting out. Getting a quote from a specialist broker is a good idea. But at CompareNI.com we can match you with a full list of Northern Ireland driving tutor insurance providers in minutes that can offer you specialist cover and personalised advice. Plus you have the chance to directly compare insurance yourself to find a potentially cheaper price.