Driving School Fleet Insurance

Northern Ireland Driving School Fleet Insurance

Providing driving lessons for inexperienced and often young drivers comes with a lot of inherent risks. Of course, it’s natural for students to make mistakes when learning to drive, but this doesn’t have to be a daily worry if you trust your insurer. CompareNI.com can help you quickly compare personalised NI driving school fleet insurance quotes to give you peace of mind that your vehicles and business will be taken care of in the event of an accident. 

And this is not just for car driving schools. It can cover any vehicle training service you offer including lessons for operating buses, coaches, forklifts or lorries. It can also give you the opportunity to train new instructors as it protects them when training as potential driving instructors (PDIs). 

If finding insurance by yourself was easy we wouldn’t be here, so we understand that insuraing a whole fleet of vehicles can seem like a daunting and time consuming task. Speak to our experienced NI insurers who can help you evaluate the risks of your business and choose the cover you need before you buy. 

Complete our simple quote form to compare NI driving school fleet insurance now.

Cheap NI Driving School Fleet Insurance

It’s understandable that you want to find cheap NI driving school fleet insurance. But like other insurance, finding a cheap deal that covers your needs is about shopping around to compare prices and policies.

At CompareNI.com we do not have any investments in insurance brokers and are not owned by any insurance companies. So you know you are getting a completely unbiased comparison of insurers who have experience working with NI businesses.

How much does driving school fleet insurance cost in Northern Ireland?

The cost of driving school fleet insurance varies from policy to policy. For example, if you are a small driving school with a fleet of four cars you are going to get a very different price from a national driving school working out of two different locations with a fleet of 30 vehicles.

A few of the factors that affect the cost of your NI driving school fleet insurance quotes are:

• The size of your fleet.
• The vehicle models and engine size.
• Your driving school’s history of claims and losses.
• The total annual mileage of your fleet.
• The level of training your instructors have undertaken.
• If your vehicles have dual controls.
• Your geographical location.
• If the vehicles are also for personal use.

The quickest way to find out the cost of fleet insurance for your driving school is to enter a few simple details and get quotes from multiple insurers today.

How can I get cheaper driving school fleet insurance in NI?

Some of the factors that insurers use to set your premiums aren’t easily changed. But there are a few more flexible ones that could help you get cheaper NI driving school fleet insurance. The goal of these is to minimise the risk of damage to your fleet, or accidents to anyone who comes in contact with your business.

Here are a few strategies that could help keep down your insurance expenses:

1. Secure Your Vehicle

Your vehicle is at a higher risk of damage or theft if it is parked on public roads overnight. Insurers prefer vehicles to be parked in private yards or locked garages instead. Using security devices like alarms, immobilisers, and tracking systems can also win you cost reductions with certain insurers.

1. Minimise Claims

Claiming on your insurance can be necessary at times, but it often means you have higher premiums afterwards. Driving school fleet insurers can help you assess the risks your business faces and take steps to reduce accidents so your claims (and premiums) stay low in the future.

1. Avoid Traffic Convictions

If you have driving instructor qualifications yourself, you’re probably well versed in Northern Irish road regulations. Following these road laws results in fewer convictions and lower insurance premiums for you and your instructors. 

1. Compare Insurance Options

Taking your current insurer’s renewal rate could mean that you miss out on a potentially cheaper deal. CompareNI.com lets you compare quotes for NI driving school fleet insurers so you can be sure you’re keeping your business costs as low as possible while not missing out on the safety of good cover.

What is covered by my NI driving school fleet insurance?

The coverage levels within Northern Irish driving school fleet insurance policies vary between insurers but generally encompass essential aspects such as:

• Third-party insurance: This is the minimum level of insurance required for vehicles driving on Northern Irish roads. It covers expenses from damage to others’ vehicles, property, or individuals.
• Any driver insurance: This insures students when they are taking lessons, provided they have the appropriate provisional license. It also allows multiple instructors to drive the same vehicle so work is more flexible. 
• Hire and reward insurance: This covers your vehicles for commercial use which is essential when taking payments for lessons.

Additional cover options you might consider for your driving school fleet could be:

• Passenger liability: Covers passenger injuries during lessons including approved driving instructors (ADIs) when they are training potential driving instructors (PDIs).
• Negligent tuition cover: Guards against claims from students due to accidents.
• Public liability insurance: Provides coverage if negligence leads to damage or injury to the public.
• Replacement dual control vehicle cover: Provides a replacement dual control car while yours is being repaired.
• Dual control coverage: Covers repairs or replacements for dual controls.
• Legal expenses: Includes legal costs for post-accident actions.
• Breakdown cover: Speeds up vehicle recovery after breakdowns.

While not exhaustive, this list outlines common requirements when seeking driving school fleet insurance in Northern Ireland. If you have concerns about the cover in your driving school fleet policy, our quote form can connect you with insurers who can talk you through specifics before committing to a policy or price.

What vehicles are covered under NI driving school fleet insurance?

As mentioned, driving school fleet insurance NI is not exclusively for car driving schools. Some providers can cover other vehicle training services like buses, coaches, forklifts or lorries. Some fleet policies can also allow you to add on or take off additional vehicles as your business grows. 

The fastest way to check if the vehicles in your fleet can be covered and at what cost is to enter a few simple details about you and your fleet and get a quote from CompareNI.com now. 

Does the location of my driving school affect my NI driving school fleet insurance?

Yes, insurers will consider the risks associated with your location when setting insurance premiums. For example, built up areas with a lot of pedestrians or places with particularly busy roads put your students and instructors at a higher risk of accidents.

Likewise, your location’s crime rates also have an impact. For example, Belfast has high crime rates relative to the rest of Northern Ireland, so could affect premiums. You can combat these impacts by storing your vehicles behind locked gates or indoors or adding additional security features like immobilizers or CCTV. 

If your driving school operates in multiple locations it is still possible to have your whole fleet covered under the same policy. We only work with insurers who provide services to Northern Ireland, so you can speak directly to them about your specific needs before you buy.

Can I get a customised insurance plan for my specific driving school fleet insurance needs?

Managing a driving school, it can be intimidating to have so much responsibility for not only your vehicle fleet, tutors and students, but the public too. With such specialised risks inherent in your business, specialised coverage from experienced insurers at CompareNI.com is a smart investment.

It’s important to consider the exact type of cover your business needs before purchasing driving school fleet insurance. Having these all included on one policy can also help you manage administrative tasks, as you will have a single renewal date and premium to pay.

Speaking directly to insurers about your business needs is the best way to get a customised insurance plan for your fleet. And insurers can help your business’s long-term safety by identifying the risks you face in running your business and how to manage them.