Fisherman Rod Image

Northern Ireland ADI Insurance

ADI Insurance NI

  • Simply one short form to complete
  • Compare providers for Northern Ireland insurance
  • Choose a policy to suit your needs

Compare Northern Ireland ADI Insurance NI Quotes Now

Compare Quotes

We’ll float your boat with a really cheap Quote!


Quick and easy to get bike insurance


Grantham, United Kingdom

Quick response, Trustable website


United Kingdom

4.78/5 from 2396 customer reviews

Get a great insurance quote for Northern Ireland

Number 1

Local Comparison site

Number 2

One simple form

Number 3

Safe and secure to use

Number 4

Independent and unbiased service

Life Ring

Northern Ireland ADI Insurance

Qualifying as an approved driving instructor (ADI) could have you well on the way to a new full time career or a lucrative second stream of income. You’ll need to update your insurance from your previously held potential driving instructor (PDI) insurance policy, and we can make the transition quick and easy so you can get on with making money.  

You’ll already be well aware of the number of regulations around being an ADI in Northern Ireland. This is because of genuine risks to yourself, your pupils and others while providing driving lessons. Obviously, learners will make mistakes, but this doesn’t have to be a constant source of worry. The right insurer can give you peace of mind that you and your car will be taken care of in the event of an accident. 

Like PDI insurance, NI ADI insurance is a legal requirement. Standard car insurance does not offer you the same cover for taking driving lessons, so you need specialised insurance to protect your vehicle, yourself, your students and your business. 

Compare NI ADI insurance now across experienced ADI insurance specialists at

Cheap NI ADI Insurance

After completing (and paying for) all of your ADI training it’s understandable that you want to find cheap NI ADI car insurance. But like other insurance, finding a cheap deal that covers your needs is about shopping around to compare prices and policies.

At we do not have any investments in insurance brokers and are not owned by any insurance companies. So you know you are getting a completely unbiased comparison of insurers who have experience working with NI businesses.

How much does ADI insurance cost in Northern Ireland?

Just like regular car insurance, the costs vary across various Northern Irish ADI insurance quotes. Insurers will base their premiums on a few things, some of which you’ll already know if you have bought car or PDI insurance in the past. 

A few of the factors that affect the cost of your ADI insurance include:

  • Your cars engine size
  • Your claims and conviction history
  • Your annual mileage
  • Whether your vehicle has dual controls
  • Your location
  • Whether you are working part or full time
  • What level of coverage you choose
  • Your excesses 
  • Whether the vehicle is for personal use

The quickest way to find out the cost of ADI insurance for you is to enter a few simple details and get quotes from multiple insurers today.

How can I get cheaper ADI insurance in NI?

There are several steps you can take to help reduce your insurance costs. The end goal of all of these measures is to minimise the risk of accidents or damage to yourself, your vehicle, your students, and others.

Taking some of these measures could help to reduce the cost of insuring your car:

Safeguard Your Vehicle:

Your vehicle faces risks from passing vehicles and potential theft when parked on public roads. So parking in a private yard or garage overnight can lead to reduced insurance costs. You might also consider installing security devices such as alarms, immobilisers, and tracking systems which will lower costs with certain insurers.

Minimise Claims:

Obviously, no one plans to have an accident or make a claim, but there are measures you can take to reduce the likelihood of needing to claim. Keeping your car well maintained and regularly serviced can decrease the likelihood of major breakdowns and issues, ultimately resulting in fewer claims.

Avoid Traffic Offenses:

As an ADI, keeping to Northern Irish road laws should come naturally. Following speed limits, obeying road signs, and refraining from driving under the influence can all contribute to a decrease in insurance premiums.

Compare Insurance Quotes:

Although driving schools often offer ADI insurance, it’s not always wise to buy the first quote you see. Using to assess multiple insurance quotes tailored to Northern Ireland could help you find the same coverage at a cheaper price.

Does my location affect the cost of my NI ADI Insurance?

Yes, where you live and work affects of Northern Irish car insurance for ADIs. Assuming you keep your car at your home, insurers will look at where you store it overnight as well as the crime rates in your area. If you park your car on public roads overnight it is more likely to be damaged by passing cars and potential thieves. Insurers prefer you to keep your vehicles in private yards or garages to avoid these kinds of incidents. 

Likewise, you probably take your students to the nearest town or city in order to provide comprehensive lessons and experience. If your town or city is particularly busy and built up with high accident rates it can affect your premiums as your students are more at risk of accidents. 

Is ADI insurance a legal requirement in Northern Ireland? 

Yes, it is mandatory for ADIs to have ADI insurance in Northern Ireland, also known as driving instructor insurance. The levels of cover that are included in these policies vary between individual insurers but generally all cover necessities such as:

  • Third-party insurance: This is the lowest level of coverage required by law for anyone driving on roads in Northern Ireland. It covers damage to others’ vehicles, property, or injuries.
  • Any driver insurance: This covers your students when they drive your car, provided they have the correct provisional license. It also covers examiners if they need to drive your car at any time.
  • Hire and reward insurance: This covers your car for commercial use, so you can take payment for lessons. 

What additional insurance do I need alongside my NI ADI insurance?

When entering a new industry it’s important to consider all the levels of protection you might need for your business. This ensures you make an informed choice when purchasing your ADI insurance and can also help cut down on admin tasks. For example, if you buy all the cover you need on a single policy, you only have to manage one renewal date and will only have one premium to pay. 

Some extra levels of cover to consider include:

  • Personal accident cover – this covers you if you are injured in the event of an accident.
  • Passenger liability – this covers injury to passengers in your vehicle during a lesson.
  • Negligent tuition cover – this protects you against any claims your students make as the result of an accident.
  • Public liability insurance – this covers you and your business if you cause damage or injury as a result of negligence.
  • Replacement dual control vehicle cover – this replaces your dual control car in case of damage so you can keep working while it is being repaired.
  • Dual control coverage – this covers the repair or replacement of dual controls.
  • Legal expenses – this covers legal expenses if you need to take legal action following an accident.

If you are concerned about the levels of cover included in your ADI insurance policy you can use our quote form and receive a call from insurers who can talk you through the specifics before you commit to a policy or price. 

Can a price comparison site help me find cheaper ADI insurance than a specialist broker can?

You’re not expected to be an ADI insurance expert, especially if you are newly qualified. Consulting a specialist broker is one option. However, at we can quickly match you to a range of Northern Ireland ADI insurers who can provide tailored coverage and guidance. Plus you’ll have more control in choosing the policy and price that bests suits you. 

What our experts say:

“When it comes to your insurance you should never accept your existing insurance company’s renewal quote until you shop around first. You could be surprised at how much you save by shopping around for a better deal.” – Ian Wilson, Managing Director of