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Pre-Existing Medical Conditions Pet Insurance

It can be challenging to find insurance coverage for pets that have pre-existing health conditions or previous injuries that may require ongoing treatment. To make it easier to find a suitable policy, we have compiled a list of insurance providers who may be able to offer coverage for pets with pre-existing conditions. However, it’s important to carefully review the terms of each policy, as each insurer may have different requirements and exclusions.

✔️ PET AGE: No age limit
✔️ ANIMALS COVERED: Dogs & Cats
ℹ️ ANNUAL VET FEES: Maximum £15,000

Award-winning insurance with no compulsory excess or bill share as your pet ages.
Cover up to eight cats and dogs with individual limits to suit each pet.

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✔️ PET AGE: 0-10 years at inception
✔️ ANIMALS COVERED: Dogs
ℹ️ ANNUAL VET FEES: Maximum £8,000

We've accepted thousands of dogs with pre existing conditions.
Instant decision online. Cover in full from day 1. No charge for paying monthly.

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Compass
Lighthouse
Helmet
Life Ring

CompareNI do not offer a comparison service for pre-existing medical pet insurance but we have a list of companies above who may be able to help you.