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Compare European Breakdown Cover Online

Cheap Breakdown Cover for Europe

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Compare Cheap European Breakdown Cover

Whether you’re in Northern Ireland or elsewhere in the UK, European breakdown cover can give you extra peace of mind when you are most out of your comfort zone. This cover offers roadside assistance in European countries that could be excluded from your basic breakdown policy. This cover complements your existing insurance policy, making sure you are never without help when you need it most. 

CompareNI.com prioritises finding insurance options for NI drivers. We save you time by exclusively showcasing insurers that provide quotes for European breakdown cover in Northern Ireland. This means you get a seamless experience without the frustration of wasting time with insurance deals that exclude coverage in Northern Ireland. 

Get a quote for European breakdown cover online today with CompareNI.com!

What is European breakdown cover?

Not all breakdown cover for Europe is made equal. However, European breakdown cover will offer you a minimum of roadside assistance and recovery in European countries. This breakdown insurance generally offers coverage for up to 90 days within your policy term. 

European car breakdown cover is the most popular option for this coverage. But it is available for a range of vehicles, including:

  • Cars
  • Vans
  • Scooters
  • Motorcycles

We help you find quotes for European breakdown cover quickly. Exclusively showing you companies that offer European breakdown insurance coverage for Northern Irish drivers. 

How much does European breakdown cover cost?

The cost of NI breakdown cover for European countries can vary widely. Premiums for this cover are based on details of the individual being insured, and the coverage they choose. European breakdown cover can cover  Personal details that can affect the cost of your European breakdown cover include:

  • Your age
  • Your driving history
  • Your claims history and no claims bonus
  • The vehicle you are driving

To find the cost of European breakdown cover for you, a quick solution is to get personalised quotes for NI drivers online. At CompareNI.com you can get European breakdown insurance quotes in minutes.

Our service is completely free to use, with no additional fees added to the premiums presented on our results page. We simply present you with policies directly from brokers and insurers, allowing you to find cheap European breakdown cover! 

What is the best European breakdown cover?

The best European breakdown cover will be one that balances your coverage needs with your budget. NI breakdown cover for Europe coverage can be extended depending on the protections you want. However, extras will usually come at an additional cost, so it is always best to shop around and compare policies so you don’t pay more than necessary.

Coverage levels that can be included in the policy as standard, or offered as an add-on are:

  • UK Breakdown cover – Offers roadside assistance and recovery within the UK as well as throughout Europe.
  • Roadside Assistance – Provides roadside repairs or towing to a nearby garage if your vehicle breaks down in Europe. 
  • Onward Travel – Provides you with an alternative way to travel if your vehicle cannot be repaired on the same day.
  • Home Start – Your vehicle and its passengers will be recovered to the nearest garage, even if you break down within one mile of your home.
  • Relief Driver – Offers a relief driver to take you to a chosen destination if you are away from home and unable to drive your vehicle because of illness or injury.
  • Overnight Accommodation – Covers overnight accommodation if your vehicle cannot be repaired in a reasonable time.
  • Car Hire – Provides you with a replacement car while yours is being repaired.

Details and limitations of these coverage levels vary across different European breakdown policies, so always check your policy details for specifics. 

What countries are covered by European Breakdown Cover?

The countries included in your European breakdown policy could vary depending on the insurer. However, broadly speaking, they will generally include European countries that are popular with drivers from Northern Ireland. 

Insurers usually offer breakdown cover for:

  • EU countries: Republic of Ireland, Spain, France, Germany, Netherlands, Belgium, Portugal, Poland, Hungary, Romania, Bulgaria, Latvia, Austria, Italy, Sweden, Republic of Cyprus, Czech Republic, Estonia, Denmark, Finland, Croatia, Slovenia, Slovakia and Luxembourg.
  • Some non-EU countries: Switzerland, Norway, Liechtenstein, Iceland, Andorra, and Monaco.

How can I get the cheapest European breakdown cover in NI?

If you are searching for the cheapest European breakdown cover for NI drivers, there are a few tricks you can use to keep your premiums low. A few of these strategies include:

  1. Choose coverage carefully Additional levels of coverage usually come at extra costs. Only include cover that you really need and will use. For example, not everyone will need home start cover.
  2. Get the appropriate coverage term – Some insurers will offer European breakdown cover for a single trip. However, if you drive in Europe multiple times a year, annual or multi-trip breakdown cover for Europe could be more cost-effective in the long run. 
  3. Choose a higher excess – Opting for a higher excess could bring down your premium. Just make sure you are comfortable covering this cost in the case of making a claim on this policy. 
  4. Compare European breakdown cover – Comparing policies is an affective way to ensure you are not paying over the odds for the cover you need. 

Comparing insurance for NI drivers is our priority. We help you compare a variety of insurers who provide European breakdown coverage to drivers in Northern Ireland. Take the hassle out of your search for cheap breakdown cover for Europe by comparing policies at CompareNI.com.