When is my car insurance due
Losing your Car insurance details can be annoying but it’s important to keep up to date with your coverage, as it’s your legal responsibility as a driver to do so. Here is our quick guide on how to find out your insurance details if you’ve lost your original policy documents or are just in a hurry.
How to find out when my car insurance is due
There are a few ways you can quickly check your car insurance details if you can’t remember them or need to double check.
There are also alternative sources to the Motor Insurer’s Database such as the following:
What should I do if my car insurance is expired
If your car insurance is expired then you’ll need to get a minimum of third-party coverage before you can legally drive on the road. If you are found without valid car insurance then you can expect to be hit with a £300 fixed penalty notice along with 6 penalty points on your licence. You may also have your vehicle seized and potentially be disqualified from driving.
What’s the best time to renew your car insurance?
Typically the best time to renew your car insurance policy is around 21 days to a month before your policy is due to expire. This is to give yourself ample time to compare quotes from different insurers and get the best deal for you. Leaving your insurance to the last minute increases your chances of missing out on better deals. To get the full benefits out of CompareNI you should:
* *51% of consumers could save £490.26 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.