Finding Northern Ireland Car Insurance with CompareNI.com
On CompareNI.com we compare up to insurance providers quotes in one go, just by filling in one form.
Our online panel of insurance providers is growing fast and they could provide insurance for nearly every type of car imaginable. Even if you are searching for classic car insurance, quotes for your SUV, or a 4x4, CompareNI.com could compare prices. We can help find great deals for almost anyone including over 50s, young drivers, women and learner drivers for a wide range of vehicles.
CompareNI's simple one-two-three quote system makes it quick and easy - just tell us about 1. Car 2. Yourself 3. What type of cover you want, and we'll give you quotes in just a few minutes! Your quotes are saved and you should be able to retrieve them another time if you aren't quite ready to buy there and then.
FREE Car Insurance Quotes for Northern Ireland with CompareNI.com
Getting a car insurance quote from CompareNI.com is completely free, and the premiums that you see have should have no extra charges added on to them - we simply show you prices direct from the insurance providers, and then the choice is yours! You could compare the price and some policy details on the results page, and then you could choose to buy online from the insurer's website, or you can buy by phone instead, depending on the payment options that insurance provider offers.
CompareNI.com has been built with you, the Northern Ireland motorist, in mind, because we only show you insurers that WILL quote for NI drivers. So, if you are fed up with car insurance deals that 'exclude Northern Ireland' you have come to the right place!
We could help you find car insurance no matter where you live in Northern Ireland including places such as Belfast, Newry, Carrickfergus, Derry, Coleraine, Ballymena, Newtownards, Lisburn, Bangor, Craigavon, Castlereagh, Cookstown, Downpatrick, Limavady, Strabane, Enniskillen, Larne, Down, Holywood, Omagh, Fermanagh, Dungannon, Lurgan, Londonderry, Antrim, Armagh, Tyrone, Banbridge, Maghera, and everywhere else!
Car Insurance Guide
Some people may find it a challenge to look for cheap car insurance. However, it is usually a good idea for people to understand the options available to them before they shop around. If someone understands the type of car insurance that would best work for them, they may then be able to compare car insurance of that type. This could potentially bring them a better deal than they might otherwise have found.
Everyone who owns a car should have car insurance
This is a legal requirement. A second driver may be able to drive another person’s vehicle if they are covered under the insurance terms that individual has in place. However, everyone who has their own vehicle in Northern Ireland and the UK should have some form of car insurance NI in place to cover them for anything that may occur.
The different types of car insurance that may be chosen
There are different options available when it comes to choosing car insurance. An individual who owns a car may consider the cost of replacing that vehicle or repairing it, and how much it is worth. This usually helps assess the best type of policy for that person to buy.
This is the basic form of car insurance Northern Ireland residents may get. It usually covers the driver for any damage their car does to another vehicle if they are found to be at fault for causing an accident. It wouldn’t tend to cover the damage done to their own car, however.
Third party, fire and theft:
As the name suggests, this form of insurance provides cover for third party damage, but it also could provide cover for incidents of theft and fire damage. Thus if the car was stolen or set fire to, the car owner may receive a payout in accordance with the terms of the policy.
This may be a smart choice for someone who owns a brand new or expensive car that could cost a significant amount to repair after an accident or if it were stolen. The key aspect people may remember about this policy is that even if they were at fault for causing an accident, their insurance could cover the damage done to any other vehicle, as well as providing a payout for their own.
Shopping around to look for a good deal
There are many insurers on the market today, and any one of them may offer just the right deal a particular person is looking for with regard to car insurance. It could work well to perform an online comparison, because it allows an individual to compare different deals and prices from a range of different providers.
It could also work well to compare the small print. No two insurance quotes are likely to be identical in terms, which means a person could get a better price simply by comparing the minor details. If they ever needed to claim on their policy, they may look back and be glad they did this.
Temporary car insurance
This may be a good choice if someone only has the need to use a particular car for a short period of time. This form of insurance could be taken out for between one and 28 days. This form of insurance could be used in situations where someone has an opportunity to borrow a vehicle, either from a family member or a friend. They may not be covered by that person’s insurance policy, which means they may need to source an appropriate policy to provide the cover they need.
Again, shopping around could open the way to find car insurance cheap deals instead of paying more than might be necessary.
Driving a car for business purposes
While some people are given business vehicles to use in the course of their work, others are self-employed. If someone has their own business and they intend to use their regular car to make business journeys, their car insurance might need to reflect that. If it doesn’t, the individual may find any accident they have while on a business-related journey could render their insurance invalid. This is why it is important to make sure the proper insurance cover is in place.
Even if a person only uses their car for the occasional business journey, it is worth noting that journey may not be covered in terms of any accident or damage that may occur. Thus the proper insurance may need to be sourced from a company that could provide the right cover for the right situation.
Reducing the cost of car insurance
Shopping around could be the best way to reduce costs associated with any type of car insurance policy. By comparing details and prices from a variety of companies, it may be easier for an individual to assess whether or not they could be saving money by going with one company instead of another.
By assessing the type of insurance needed and the specific insurance company they might go with, the opportunity may be there to save money on a regular car insurance policy. This may be true regardless of whether that individual is renewing a policy on an existing vehicle, or looking for a new policy for a new car they have just bought.
Either way, it is probably easy to see the importance of looking for the best insurance for any car, regardless of age or condition.
*51% of consumers could save £200. We split the providers on our system into different categories. We then selected quotes from the high volume sales providers as well as quotes from other providers which returned a price. Based on UK insurance market share data made available by the ABI, by way of a weighted selection process, we selected the cheapest of either the high volume sales providers or other providers (“the cheapest selected quote”). We then compared the cheapest quote on our system against the cheapest selected quote. We then took the savings figure which 51% or over could have saved using that formula. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.